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Funding Circle is a commercial lender, originally started as a peer-to-peer lending marketplace that allowed the public to lend money directly to small and medium-sized businesses. Through this exchange, businesses accessed lower costs of financing than they would get at a bank and the public were able to become lenders and make a return on their capital. It closed its lending option to "retail investors" between 2020 and 2022, and then announced, in March 2022, that it had made the closure permanent. Wikipedia
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